La tontine, en ligne
A tontine app for njangi and tontine groups
Tontine — known as njangi in Cameroon — is a rotating savings practice built on long-standing trust between members. NjangiMe takes its name from the tradition and gives groups a clear, shared record of every round.
Tontine in Cameroon, Senegal and Francophone Africa
Diaspora tontines often span several countries and currencies. NjangiMe lets each circle set its own currency, contribution amount and frequency, then tracks the cycle from the first round to the last.
Also known as
- Njangi
- Njangui
- ROSCA
- Rotating savings
- Savings circle
How it works on NjangiMe
Invite your members
Circles are invite-only. Admins invite by email and track who has joined.
Agree the schedule
Set the contribution amount, currency, frequency and picking order once.
Take turns collecting
Each round one member receives the pooled amount until everyone has picked.
Built for group trust
Reminders before every due date
Members are notified ahead of each contribution, and late payments raise an alert.
One shared record
Every member sees the same contribution history, balances and payout order.
Never holds your money
NjangiMe tracks and coordinates. Funds move directly between members and the group's own account.
Common questions
- Can a member join mid-cycle?
- Yes. Admins can add a member during a cycle and place them in the picking order.
- What frequencies are supported?
- Weekly, biweekly, monthly or a custom schedule your group agrees.
Same tradition, other names
Bring clarity to your circle
NjangiMe helps invite-only groups track contributions, due dates and picking order in one place. It provides coordination and visibility; it is not a bank and does not hold members' money.
Create your NjangiMe circle