Stokvels, modernised
A stokvel app your members can trust
Stokvels are a cornerstone of community saving in South Africa. Members commit to a regular contribution and take turns receiving the pooled amount. NjangiMe makes the record keeping effortless and visible to everyone.
Stokvel in South Africa
Whether your stokvel saves for groceries, funerals or year-end, the mechanics are the same: agreed amounts, agreed dates, agreed order. NjangiMe records all three and reminds members before each due date.
Also known as
- Savings club
- ROSCA
- Rotating savings
- Savings circle
How it works on NjangiMe
Invite your members
Circles are invite-only. Admins invite by email and track who has joined.
Agree the schedule
Set the contribution amount, currency, frequency and picking order once.
Take turns collecting
Each round one member receives the pooled amount until everyone has picked.
Built for group trust
Reminders before every due date
Members are notified ahead of each contribution, and late payments raise an alert.
One shared record
Every member sees the same contribution history, balances and payout order.
Never holds your money
NjangiMe tracks and coordinates. Funds move directly between members and the group's own account.
Common questions
- Is NjangiMe a bank?
- No. NjangiMe is a coordination and tracking platform. It never holds or moves your stokvel's money.
- Can we invite members by email?
- Yes. Stokvels on NjangiMe are strictly invite-only — admins send email invitations and can revoke or resend them.
Same tradition, other names
Bring clarity to your circle
NjangiMe helps invite-only groups track contributions, due dates and picking order in one place. It provides coordination and visibility; it is not a bank and does not hold members' money.
Create your NjangiMe circle